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Help Invest in America!
Thinking about purchasing a new vehicle? Just for being a Credit Union member, you qualify for discounts on most new GM and Chrysler vehicles. Plus, you will receive a low loan rate from NCCFCU!
Take advantage of our Sweet Deal Loan Special and you are guaranteed at least 0.25% APR off of your performance based loan rate. Ask about our Sweet Deal Loan Special Today!
*Rates are subject to change without notice. All rates are expressed in annual percentage rate (APR). The credit union is federally insured by the National Credit Union Administration. **Notice: Borrower must credit qualify for all loan rates. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. A $5.00 credit report fee may apply.
*ASK ABOUT OUR SWEET DEAL LOAN SPECIAL* PULL A TICKET TO RECEIVE A REDUCED RATE FROM 0.25% APR TO 1.00% APR OFF YOUR PERFORMANCE BASED LOAN RATE ON ANY SECURED OR UNSECURED LOAN. Your rate could be as low as 4.75% APR (Excludes CUC Mortgages, Home Equities, FHA Loans, Visa Credit Cards, and Student Loans)
*Rates are subject to change without notice. All rates are expressed in annual percentage rate (APR). The credit union is federally insured by the National Credit Union Administration. **Notice: Borrower must credit qualify for all loan rates. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. A $5.00 credit report fee may apply.
Worried about Identity Theft?
Visit www.ftc.gov/idtheft for more information OR Stop by any credit union office for informational brochures with tips on how to avoid Identity Theft!
Did you know that you are now, currently insured for up to $250,000 on all accounts?
(Effective October 3, 2008 through December 31, 2009, with the passing of the Emergency Economic Stabilization Act of 2008).
Please click on the following links for information on NCUA. We hope that you find these links useful, and please feel free to contact any credit union office with further questions.
www.ncua.gov/Publications/brochures/insured_funds/funds.pdf
We have received another 5 star rating from Bauerfinancial, Inc. This is the highest rating granted and is based on the Safety and Financial Soundness of Credit Unions. We are proud to receive this rating again this year!
!!! PHONE SCAM ALERT !!! There is a telephone scam that is circulating throughout the country. Members who are targeted are receiving an automated message claiming that their credit union has suspended their VISA card and instructing them to call an 800 number to reactivate the card. When the consumer calls the number, they are prompted to dial in their account number, expiration date and pin number. They are then instructed to press "1" to reactivate the card. Duplicate cards are being created in Spain and used to withdraw cash or make purchases. If you receive a telephone call asking you to call the 800 number to reactivate your card, immediately hang up and DO NOT give out any of your information!
Due to Check 21 there is no float time on checks that you write. Check 21 has been in effect since October 28, 2004. It is a federal law that is designed to enable banks to handle more checks electronically making check processing faster and more efficient. Many stores now process checks at the register, convert your checks to electronic processing and hand you back your check. That check clears that day. Please keep this in mind when writing your checks. On home banking if you set up an immediate transfer from one of your accounts to your checking or any other account you have with us it will be processed that day if done before 6 PM. If processed after that time frame while it says “immediate” it may be processed that day or the next business day. They have two work cycles to get all the processing done. Please make sure you transfer funds to your checking before you write your checks to avoid fees for over-drafting. Due to the high occurrence of counterfeit money orders we now have to put a hold on money orders. We are sorry for any inconvenience this may cause.
CLICK THE LINK BELOW FOR CUC MORTGAGE RATES AND TO APPLY FOR A MORTGAGE. https://cucsecured.mortgagewebcenter.com/ApplyNow/Application.asp?PID=1
Click on the link below to find branches and contact information for our credit union!
Our Hours: Monday, Tuesday, Wednesday & Friday 8:00am - 4:30pm
Check out the great convenience services we have at this location: 24 / 7 ATM (in e-z Access network), Drive Through Window and Night Depository.
Refer a Friend to our credit union!
REFER A FRIEND PROGRAM YOUR NAME:_________________________________ YOUR PHONE#________________________________ PERSON YOU ARE REFERRING
Thinking of buying a new or used vehicle or a recreational vehicle? Don’t think a moment longer about where to finance your purchase. Finance your new or used vehicle or recreational vehicle at Northern Corridor CFCU. Our rates are as currently low as 5.75% APR for new items and 6.00% on used.
CALL BRITTANY AT 297-1608 or MIRANDA 297-1932 FOR MORE DETAILS.
• Notice: Borrower must credit qualify for all loan rates listed. Rates are subject to change without notice. Loan Rates are listed in annual percentage rate (APR). We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. A $5.00 credit report fee may be charged.
HOME BANKING
Get easy account access anytime, anywhere with Virtual Branch Home Banking and Bill PayIt services. Access the Internet – access your account information! Not enrolled? Contact (518) 297-1923 or (518) 236-6228 for more details. Or simply complete our online application form in our Home Banking page located under services and bring it in to any branch.
NORTHERN CORRIDOR COMMUNITY FEDERAL CREDIT UNION
The mission of the Northern Corridor Community Federal Credit Union staff and Board of Directors is to provide quality financial services for it's members and achieve member satisfaction while maintaining financial soundness. We aim to be the primary (i.e., most-valued) financial institution for members relationships that produce added value through quality, professional services
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